Much of the issue regular PC users have with Windows Updates is that they happen automatically, specifically causing an automatic restart or delaying reboot when they actually want to use their PCs to do something productive.
Microsoft lets their core market, enterprise users, control this issue somewhat by delaying automatic updates for up to 35 days.
Now in the latest 19H1 Insider build of Windows 10 Microsoft is extending some of this largesse to regular Windows 10 Home users, letting them pause updates for up to 7 days.
The setting can be found under Settings > Update & Security > Windows Update and can be seen in the screenshot above.
Unfortunately, I don’t think a setting hidden so deep in the OS will go very far in giving Windows 10 Home users a feeling of control over their operating system. I suspect nothing less than returning to the nag system of Windows 7, where the OS informs users of a pending update and lets them agree to the installation when it is convenient would do the trick.